Bank of India Credit Officer Recruitment 2026: Excellent opportunity for experienced banking professionals! Bank of India (BOI) has announced a major recruitment drive for Credit Officers in the General Banking Officer (GBO) Stream under Project No. 2025-26/01. A total of 514 vacancies are available across JMGS-I, MMGS-II, MMGS-III, and SMGS-IV scales. This is a perfect chance to join one of India’s leading public sector banks with attractive salaries and career growth. Online applications are open from 20 December 2025 to 5 January 2026. Apply now and boost your banking career!
Bank of India Credit Officer Recruitment 2025 Highlights
| Details | Information |
|---|---|
| Recruiting Organization | Bank of India (BOI) |
| Project Number | 2025-26/01 |
| Post Name | Credit Officer (General Banking Officer Stream) |
| Total Vacancies | 514 (SMGS-IV: 36, MMGS-III: 60, MMGS-II: 418) |
| Educational Qualification | Graduate Degree in any discipline |
| Age Limit (as on 01.11.2025) | MMGS-II: 25-35 years; MMGS-III: 28-38 years; SMGS-IV: 30-40 years |
| Experience Required | MMGS-II: 3 years; MMGS-III: 5 years; SMGS-IV: 8 years (in Banking/Financial sector) |
| Salary/Pay Scale | MMGS-II: ₹64,820 – 93,960; MMGS-III: ₹85,920 – 105,280; SMGS-IV: ₹102,300 – 120,940 |
| Application Fee | General/EWS/OBC: ₹850; SC/ST/PwD: ₹175 |
| Selection Process | Online Exam + Personal Interview |
| Application Mode | Online |
| Notification Date | 17 December 2025 |
| Application Start Date | 20 December 2025 |
| Last Date to Apply | 5 January 2026 |
Vacancy Breakdown by Scale
| Scale | Vacancies | Age Limit (yrs) | Minimum Experience (yrs) |
|---|---|---|---|
| MMGS-II | 418 | 25-35 | 3 |
| MMGS-III | 60 | 28-38 | 5 |
| SMGS-IV | 36 | 30-40 | 8 |
Age relaxation applicable: SC/ST – 5 years; OBC – 3 years; PwBD – 10 years (as per rules).
Educational Qualification & Experience
- Qualification: Full-time Graduate Degree from a recognized university.
- Experience: Relevant officer-level experience in Banking/Financial Institutions (detailed in Annexure-I of official notification).
- Candidates must possess qualification and experience as on 01.11.2025.
Salary Details
Attractive pay scales with DA, HRA, medical benefits, and other perks as per bank rules. Excellent scope for promotions in a public sector bank!
Selection Process
- Online Examination (Objective Test – 150 marks).
- Personal Interview (for qualified candidates).
- Final selection based on combined scores (Online Exam: 70% weightage, Interview: 30% weightage).
- Bank may opt for direct interview if applications are low.
Online Exam Pattern
- Total Duration: 120 Minutes (Composite Time).
- Total Marks: 150.
- Negative Marking: 0.25 marks for wrong answers.
| Subject | Questions | Marks | Nature |
|---|---|---|---|
| English Language | 25 | 25 | Qualifying |
| Reasoning | 25 | 25 | – |
| Quantitative Aptitude | 25 | 25 | – |
| Professional Knowledge | 75 | 75 | – |
| Total | 150 | 150 |
How to Apply Online?
- Visit the official BOI website: www.bankofindia.co.in
- Go to Careers > Current Openings.
- Click on the recruitment link for Credit Officers in GBO Stream (Project 2025-26/01).
- Register and fill the online application form.
- Upload scanned photo, signature, left thumb impression, and hand-written declaration.
- Pay the application fee online.
- Submit and take a printout of the application for future reference.
Note: No hard copies need to be sent. Ensure all details are correct before final submission!
Important Links
| Details | Link |
|---|---|
| Official Website | Click Here |
| Careers/Recruitment Section | Click Here |
| Official Notification PDF | [Click Here] |
| Online Application Link | [Click Here] |
| Official job website | [Click Here] |
This BOI recruitment is a golden opportunity for experienced candidates seeking growth in credit and banking operations! Prepare for the professional knowledge section thoroughly. Check the official website regularly for exam dates and updates. Best of luck!